Hi Nathan,
I'm Chrissy, Alec's personal secretary and keeper of the OSTs, and I can answer your questions

You can go to
paypal.com and use your chequing account at your bank to create a new Paypal account. You will be able to transfer money from your bank account to your Paypal account, money which you can then use for purchases through any one of our stores (since you're talking about the digital download, this would be
our Bandcamp store). This is the same as paying for the OST using debit, and does not require any sort of credit card.
